Basic conditions of the insurance policy. What should my insurance policy include?

Below you will find the minimum conditions that your insurance must meet:

• Fully comprehensive policy against all risks of loss or damage (including third party liability, fire, theft and accident) and for the landed cost full replacement value of the vehicles without any unusual excess or restriction for the full period of the subscription contract (including any renewal) unless agreed otherwise, and at the user's cost.
  
  
• Bipi won't provide replacement car so we recommend you to include this service when hiring your car insurance policy.